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My 2023 Predictions for Fintech

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Survival of the Fittest: proven business models, profit focussed, who knew?

Security & Fraud:  if 2022 taught us anything, this is you should be prioritising CAPEX in 2023.

Normalized funding rounds and valuations: 2021 was a mistake, let’s just forget it happened and move on.

Big Tech Vultures: off the back of Fintech’s validating products, Big Tech swoop in and replace or acquire capability.

AI (*cough* ML): plays a prominent role in new products and experiences. 

BaaS Consolidation: It’s Highlander time for providers and NEO’s, how many do we really need?

BNPL Evolution: not revolution, times’ changing.



What do you think?


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