Humans love to offer group gifts saying "thank you," "congratulations" or "best wishes" in a number of situations. For example, an end of year gift for a classroom teacher or soccer coach. A farewell gift for a colleague. A baby shower or wedding gift for a friend or family member.Someone has to do the work of collecting the money, circulating the card, and actually buying and delivering the gift.This is the problem that GroupTogether very neatly and elegantly solves for with an online solution that has already been used by 1 million Australians.https://www.grouptogether.com/

When sanctions on Russia removed access to SWIFT, Payments and Financial Services became a weapon of war.Whilst a justified response, where does the line stop and start when a provider or country doesn’t like the services you offer, or where and how those services are provided?Or maybe as a citizen you said something online that provoked a response where your access to financial services were removed.Though hate crime and other behaviour deserves action. Should we be worried that access to financial services is becoming a mechanism for censorship?And will DeFI solve or create more problems?

That's right, a few keywords, click and alakazam..............The financial sector is under siege. In recent years, a number of high-profile hacks have left consumers reeling, and Fintech startups are chipping away at the traditional banking model. To stay ahead of the curve, banks are turning to artificial intelligence (AI) for help. AI is already being used in a number of ways in the financial sector, from fraud prevention to customer service. But, its use is only going to increase in the coming years. Banks are investing billions of dollars in AI, and the results are already starting to show.