The answer is : Y Combinator; who revolutionised tech VC funding. Y Combinator has launched companies whose total valuation tops $400 billion; its alumni include such luminaries as Dropbox, Airbnb, Stripe, CoinBase, and DoorDash. There are other names you might recognize: Substack, Instacart, Scribd, OpenSea. Click the link below to hear how:https://www.wired.com/story/how-y-combinator-changed-the-world/?

In this current era, businesses need to be online 24/7. For many, a website is a good start, but a website alone is not enough. In order to reach a wider audience, a business needs to have a mobile app. A Progressive Web App is a mobile app that is built using the same technology as a website. If you are searching for a Progressive Web App Development Company then Realm Digital is the perfect place for you.  https://www.realmdigital.co.za/software-development-company/

For many drivers, traditional car insurance is sub-optimal, because it's based on assumptions, not data.KOBA is a different way to buy comprehensive insurance. You pay a small upfront fixed fee to cover your car while it's parked.  Then you only pay a few cents per kilometre as you drive.  Usage is calculated in real-time so you pay-as-you-go on a monthly basis.  The less you drive, the more you save compared with a traditional policy.Signing up is quick and easy online.  Then you plug in your KOBA Rider device to your car's on-board computer and download the app. https://www.kobainsurance.com.au/how-it-works

Retailers selling physical inventory face a "positive" working capital challenge: putting stock on the shelves for customers to buy and generate revenue.But how quickly will it sell?  And how generous are the supplier's trade credit terms?When Inventory Days are greater than Payable Days, there's an external funding requirement, historically filled by a traditional - and expensive - Line of Credit or Asset Finance.  COGSflow is different. By providing growth funding and insights to inventory businesses through a combination of technology and regular human touchpoints, risk is shared for the win/win.Photo: Rhys Henderson, Michelle Gleeson and David Carbines. 

We've all seen the ransomware headlines - not a day goes by that a threat actor group doesn't post a cryptocurrency ransom following successful deployment of malware to a business' networks.But is the currency finally now mainstream? Recently CBA in Australia, started accepting and managing cryptocurrency (it struck strategic commercial relationships with regulated crypto exchanges and custodians).Visa is working through its Circle partnership to offer the currency, and Paypal is now live with Bitcoin, Bitcoin Cash, Ethereum, and Litecoin.Could we see regulators move to tighten the use and flow of the currency further?https://economictimes.indiatimes.c

A few years in the making, now Australia's Australian Securities Exchange (ASX) is live with Synfini - its distributed ledger technology (DLT) as-a-service platform.The premise is to offer multi-party services through the platform including automated consent management and data sovereignty with each party permissioned on the ledger according to specific security and privacy requirements.Could this regtech/ fintech innovation see more applications of distributed ledger technology and faster business workflows? Already KPMG is building onto the platform the NSW government building assurance solution (Broadridge)https://www.zdnet.com/article/asxs-blockchain-based-chess-replacement-pushed-to-april-2023/image credit : Hoyes